With cyber threats on the rise, it has become even more important to protect your online accounts. You can do this by setting strong passwords and using secure login practices. Whether you’re managing personal finances or using your accounts for personal or business purposes, it’s necessary to keep them safe. Here are some tips to help you keep your accounts secure.

1. Create Complex Passwords: When it comes to passwords, complexity is key. Avoid using easily guessable phrases or personal information like birthdays or pet names. Instead, go for a combination of uppercase and lowercase letters, numbers, and special characters. The more random and unique your password is, the harder it will be for hackers to crack.

2. Use Passphrases: Consider using passphrases instead of passwords. Passphrases are longer combinations of words or sentences that are easier to remember and harder to crack. For example, “SunshinePineapple2024$” is more secure than a simple word or phrase.

3. Avoid Common Dictionary Words: Hackers often use automated tools that can quickly guess common dictionary words. Avoid common words or phrases found in the dictionary and opt for more vague combinations.

4. Enable Two-Factor Authentication (2FA): Two-factor authentication adds an extra layer of security to your accounts by requiring two forms of verification to log in. This typically involves something you know (like a password) and something you have (like a smartphone or authentication app). Enable 2FA wherever possible to make it harder for unauthorized users to access your accounts.

5. Regularly Update Passwords: Make it a habit to change your passwords regularly, ideally every few months. This practice reduces the risk of your accounts being compromised, especially if there’s been a data breach or security incident. Also, avoid using the same password across different sites.

6. Use a Password Manager: Keeping track of multiple passwords can be challenging, which is where a password manager comes in handy. Password managers securely store your login information and can generate strong, unique passwords for each of your accounts. This reduces the need to remember multiple passwords and ensures your credentials are kept safe.

Beware of phishing attempts, where attackers try to trick you into revealing your login credentials through deceptive emails or websites. Nexa Credit Union will never contact you to request your PIN, password, or login information. Always double-check the URL before entering your login information, and never click on suspicious links or download attachments from unknown sources. 

Follow these tips to significantly enhance the security of your online accounts and protect your personal information from cyber threats. Remember, investing a little time and effort into securing your logins now can save you a lot of trouble later.