Quick Access to Additional Cash when you Need it.

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What You Need

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Nexa Loan

Nexa Express Credit

Our Nexa Express Credit is a revolving loan that can be used for any purpose. Similar to a credit card, you gain access to the funds each time you make a repayment. These funds can easily be “topped-up” using your Nexa CU Mobile App after the initial approval.

Why Choose Nexa for Your Express Loan

Get access to a wide range of benefits and services, including

No Hidden Fees

No need to worry about unexpected surprises; we are upfront about our fees.

Affordable Rates

Competitive interest rates to keep your payments low.

Personalised Service

Our experienced team is dedicated to finding the best mortgage solution for you.

Quick Pre-approvals

Know how much home you can afford, with a quick pre-approval when you start exploring your options.

Simple Process

Enjoy an easy application process with expert guidance at every step.

Let us Help you Choose the Right Mortgage for you.

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

A mortgage loan from Nexa is a type of loan used to finance the purchase of a home. This loan is secured by the property being purchased and is typically paid off over a period of 15 to 30 years. Nexa offers a variety of mortgage loan options, including fixed-rate mortgages.

Home equity loan home financing right under your roof, leverage your home’s value with a Nexa Credit Union home equity loan. Use the equity you’ve built within your home—thanks to those timely mortgage payments—to get affordable financing for a wide range of needs with some of the best home equity loans in Grenada Carriacou and Petite Martinique

A land loan from Nexa is a type of loan used to finance the purchase of land. This loan is secured by the land being purchased and may have different terms and conditions compared to a traditional mortgage loan. The loan can be used to purchase land for residential, commercial or industrial purposes

A line of credit from Nexa is a type of loan that allows members to borrow up to a certain amount of money, as long as they maintain a certain level of creditworthiness. Members can borrow against the line of credit as needed and make payments as they go. This type of loan is useful for members who need access to funds on an ongoing basis, such as for unexpected expenses or for business purposes.

Mortgage Calculator

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Nexa Mortgage FAQs

Your mobile app and online access make it simple to access your credit union accounts and manage your money, whether at home or on the go.

1. Can I get a mortgage to buy land?

Yes. You can get a mortgage with Nexa to purchase land, property or to construct your home.

Yes, you can.

We recommend keeping your mortgage payment within 40% of your gross monthly income. This will help you meet all your other expenses with the remaining 60%.

Our loans officer will provide the most affordable option based on your income.

While up to 100% financing is possible, we recommend that a  deposit of 10% of the loan amount is made.

While there are no stipulations regarding how soon a mortgage loan can be refinanced after being granted, certain conditions must be satisfied. One of our loan officers can provide guidance in this regard.

These payments are not included in your calculated monthly mortgage payment; however it is a condition of your mortgage agreement that these amounts are set aside monthly in your miscellaneous savings to meet these sums as they become due.

Our mortgage terms range from 15 – 30 years.

Once you can provide evidence of a continuous, reliable source of income a prequalifying loan amount will be calculated based on your level of income.

Apply for a Nexa Loan​

What You Need

To begin your loan application process, fill out and submit the form below.

One of our Loans Representatives will contact you to schedule an appointment to complete your application.

Apply for a Nexa Loan

To begin your loan application process, fill out and submit the form below.

One of our Loans Representatives will contact you to schedule an appointment to complete your application.

Important Notices

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